FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Western Bank’s business account options are perfect for any business that needs a deposit solution backed by a local relationship. We offer multiple account options and services to meet the needs of local businesses, large and small.
Our Solutions
Business Online Banking
Western Bank is committed to ensuring your business has the tools it needs to meet the demands of keeping up with the fast-paced environment of today. Western Bank Business Online Banking provides a platform to utilize various Treasury products and services.
Cash Management
Western Bank Cash Management provides a platform to assist you from the convenience of your office or home. Cash Management services allow your company to originate ACH payments to pay vendors and/or employees and/or collect from your account receivables. Companies are also able to initiate a domestic wire transfer request from within Online Banking. This allows you a convenient, simple way to send domestic wire transfers.
Remote Deposit Capture
Western Bank Remote Deposit Capture allows a convenient way to make check deposits without leaving the office. Utilizing our business check scanners, companies can scan checks and make deposits from the convenience of their office.
Positive Pay
Western Bank offers this anti-fraud tool that helps mitigate ACH and check fraud by allowing companies to manage their transactions to help detect potential ACH and check fraud.
Merchant Services
Western Bank offers merchant services with some of the most competitive rates in the processing industry. We understand each business is different, and we can provide merchant services that are the best solution for your type of business.
Liquidity Management
Manage funds and liquidity with CDARS and/or Insured Cash Sweep (ICS). With ICS® or CDARS®, you can access multi-million-dollar FDIC protection on deposits placed in demand deposit accounts, money market deposit accounts, and CDs—all through Western Bank.
ICS and CDARS Videos
How ICS (DDA-MMDA) and CDARS Work
How ICS (DDA-MMDA) Works
How CDARS Works
How ICS (DDA) Works
How ICS (MMDA) Works
Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.
Our Team
Erica Puentes
Vice President
Treasury Management Director
Treasury Management Director
Koby Hamill
Treasury Management Specialist
Lorena Muniz
Treasury Management Specialist
Ready to learn more? Let’s talk.
We’re here to help your business run as efficiently as possible. Simply complete the form below to get connected with a Treasury Management specialist.
